List of Niche Coverages

COMMERCIAL PACKAGE

Human Services

  • Adult Day Care Centers
  • Child Care Centers
  • Community Centers
  • Group Homes
  • Home Health Care/Hospice
  • Homeless/Battered Shelters
  • Home Medical Equipment Dealers
  • Mental Health Organizations
  • Non-Profit Organizations
  • Religious Organizations
  • Churches
  • Sheltered Workshops
  • Sleep Centers and Laboratories
  • Social Service Organizations
  • Substance Abuse Rehabilitation
  • Facilities
  • Thrift Stores
  • YMCAs/YWCAs
  • (Boys Scouts/Girl Scouts)
  • Boys and Girls Clubs, etc

Industry Services

  • Fuel Dealers
  • Pest Control Services
  • Restoration Contractors
  • Security Services - ´The Guardian´

Public Services

  • Event Planners
  • Libraries
  • Medical Facilities/Hospitals
  • (Property & Auto Only)
  • Museums
  • Nursing Homes
  • Water & Sewer Districts
  • Zoos

Habitation

  • Affordable Housing
  • Apartments
  • Condominiums
  • Homeowners Associations
  • Low Income Housing
  • Mobile Home Park Owners

Real Estate

  • Commercial Excess Flood
  • Real Estate Schedules

Educational

  • Colleges
  • Miscellaneous Training Schools
  • Schools - Private, Academic
  • Charter, and Vocational
  • Student Housing
  • Trade Schools

Sports

  • Amateur Sports
  • Gymnastics
  • Motorsports
  • Professional Sports
  • Sports Camps
  • Sports Leagues

Recreation & Entertainment

  • Amusement Parks
  • Animal Tracks
  • Boat Dealers
  • Bowling Centers
  • Craft Brewery & Distillery
  • Event Planners
  • Fairs & Fairgrounds
  • Family Entertainment Centers
  • Film Producers
  • Golf & Country Clubs
  • Ice Arenas
  • Paintball Operations
  • Performing Arts Centers

Health & Fitness

  • Health Clubs
  • Individual Trainers and Instructors
  • Martial Arts Studios
  • Personal Training Studios
  • Pilates & Yoga Studios
  • Salon & Day Spas

Outdoor Products

  • Archery Ranges
  • Backpacking/Hiking
  • Bed & Breakfasts
  • Camp Operators
  • Consulting Foresters
  • Conservation / Land Trusts
  • Cross Country Skiing
  • Dude & Guest Ranches
  • Fishing & Hunting Lodges
  • Guides & Outfitters
  • Guided Snowmobile Tours
  • Hunting Leases
  • Hunting Preserves
  • Resorts & Lodges
  • Rod & Gun Clubs
  • RV Parks & Campgrounds
  • Shooting Ranges
  • Trap, Skeet & Sporting Clay
  • Accident & Health
  • NEW!
  • Participant Accident
  • Student Accident
  • Volunteer Accident

Miscellaneous

  • Equipment Breakdown
  • Special Events
  • Tenant Users Liability Insurance
  • Program (TULIP)

Commercial Auto

  • Auto Daily Rental
  • Business Auto Fleet
  • Chauffeured Transportation
  • Franchised Motorcycle
  • Dealerships
  • Interim Liability & Physical
  • Damage
  • Leasing - Primary Insurance
  • Program
  • Lessors Contingent/Excess
  • Liability;Lessors Contingent
  • Physical Damage

MANAGEMENT & PROFESSIONAL LIABILITY

  • Accountants Professional
  • Liability
  • Affinity Pro Portfolio
  • (Trade Associations)
  • Allied Health Professionals
  • Chiropractors Professional
  • Liability
  • Cover-Pro (Professional Liability for Specified Professions)
  • Crime Protection Plus
  • Cyber Security Liability
  • Employed Lawyers Protection Plus
  • Employment Practices Liability
  • Excess Liability
  • Flexi Plus Five (Non-Profit D&O)
  • Integrated Technology
  • Media Liability
  • Private Company Protection Plus (For Profit D&O)
  • Temporary Staffing Agencies

PERSONAL LINES

  • Collector Vehicles

FLOOD COVERAGE

  • Commercial Excess Flood
  • Commercial Primary Flood
  • National Flood Program

SURETY BONDS

  • Contract Bonds
  • Bid bonds
  • Performance bonds
  • Payment bonds
  • Supply bonds
  • Subdivision bonds

Contract Express

  • Performance and Payment bonds
  • Supply bonds
  • L & P bonds

Commercial Bonds

  • License & Permit bonds
  • Customs bonds
  • Court/Fiduciary bonds
  • ERISA/Business Services bonds
  • Public Official (Non Federal)
  • Miscellaneous Bonds
    • - Lost Securities and Title bonds
    • - Non Construction contract
    • - General Indemnity bonds

EXCESS & SURPLUS LINES

  • Commercial Contracting
  • Hospitality
  • Manufacturing
  • Real Estate
  • Retail
  • Environmental
    • - Contractor Environmental
    • - Coverage
    • - SM
    • - CEC
    • - Contractor Environmental and Professional Coverage
    • - Environmental Casualty Package
    • - Premises Environmental
    • -Restoration Contractors
Park Insurance